Operating Principles
Equal Opportunity - Lumni is committed to financing individuals based on their integrity and potential and not on their gender, age, racial or ethnic background, or financial situation.
Freedom of Choice - Lumni believes that an individual’s freedom to choose his or her desired path to the future is a fundamental right.
Integrity - Lumni will conduct itself with the highest ethical standards and subsequently avoid all conflicts of interests in our business activities. Lumni will work only with investors who share our operating principles.
A “Win-Win” Ethic - Lumni will finance a student only if all parties benefit from the transaction.
Talent - Lumni must attract exceptional employees, develop them professionally, and compensate them fairly. Lumni must attract and develop exceptional students to ensure the ongoing success of its work.
Innovation - Lumni is dedicated to long-term leadership in the area of student financing and seeks to continuously develop higher standards of excellence for our products and services.
Transparency - Lumni will periodically report relevant information to every shareholder and investor. All students have the right to access and understand their financing contracts.
Teamwork - Lumni’s team of professionals, including board members and employees, will continuously work together to provide innovation and quality in all we do. Lumni’s investors are an essential part of the Lumni network and are valued for their expertise and role in the sustainability of the system.