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Management Team

Lumni Inc


Lumni Inc is a Deleware C-Corp which serves as a holding company for subsidiary corporations based in Mexico, Chile, Colombia and the US.
Felipe Vergara Felipe Vergara (Co-Founder and CEO) received an MBA from the Wharton School at the University of Pennsylvania and a BS in Industrial Engineering from Universidad de los Andes in Colombia. Before devoting full time to Lumni, he founded four companies in the education and finance sectors, and worked as a consultant for Mc Kinsey & Company in New York. Due to his work in Lumni, Felipe was recognized by Ashoka as a Global Fellow in 2006, and serves as an Ashoka Board Member since 2015.
Miguel Palacios Miguel Palacios (Co-Founder and Head of R&D) is Assistant Professor of Finance at the Owen Graduate School of Management, Vanderbilt University. He received his PHD from the Haas School of Business at the University of California at Berkeley and was a Batten Fellow at the University of Virginia’s Darden School of Business. Miguel has authored numerous works on the subject of financing human capital including “Investing in Human Capital” (Cambridge University Press, 2004) and has consulted for the World Bank on the topic.
Juan Felipe Vásquez (CFO) Juan Felipe Vásquez Engineer from Universidad de los Andes and MSc in Finance from the London School of Economics. He has 13 years of experience in the financial sector in companies such as Grupo SURA and Grupo Aval. Juan Felipe was also Vice President of the Risk department at Fiduciaria of Banco de Bogotá.
Jorge Alvarez (CTO) Jorge Alvarez received a BS in Systems Engineering and Specialization in Project Management from the Politecnico Grancolombiano. He is certified in ITIL Foundation V3, holds 13 years of experience in information technology, data security, communications, networks and software implementation. Before joining Lumni, he was the IT Specialist for Latin america at Fiserv.
Mario Cerón (IT Director) Mario Cerón holds a BS in Electrical Engineering (1996) from Universidad De Los Andes in Colombia. Prior to Lumni, Mario has 15 years of experience on web development, IT management and consulting at Rabinovici & Associates, Zemoga Inc, British Petroleum, SAIC, Banco de Credito and Porvenir. Mario’s IT interests include Consulting, Project Management, state of art of IT technologies and frameworks (Open source, .NET, Oracle) and Computer Based Training. He worked in Lumni IT as Senior Database / PHP developer of Lumni application software (Beta), prior to his work as IT Director. He supervises Lummi’s IT development and supports team in the four countries.

Lumni USA


Natalia Toledo (General Manager)

Lumni Mexico


Kirsha Carretero, (General Manager) Kirsha has an MA in Communications from Centro de Estudios en Ciencia de la Comunicación and an MA in Corporate Social Responsibility from Universidad de Barcelona. Before joining Lumni, Kirsha served as Director of Client Experience at Scotiabank, as well as Head of Institutional Programs at IXE. Kirsha also held the position of Quality Leader and Collections Supervisor at Credito Real.

Lumni Colombia

Sylvia Ortiz (Operations Manager)

Lumni Chile


Consuelo Cid (General Manager) Lawyer from Universidad Catolica de Chile. Consuelo was the Head of Credit at Banigualdad, one of the most recognized micro-finance institutions in Chile.

Lumni Peru


Maria del Rosario Rojas (Operations Manager) He served as Peru teaches Professional implementing an educational model based on big goals and academic progress in youth and adolescents in a school located in one of the most vulnerable areas of the country. Coexistence Program Coordinator Inspired Peru and member of the General Movement of Educational Leadership teaches Peru (MOLE). He holds a Bachelor of Law at the University San Martin de Porres and Masters in Political Science with a major in International Relations at the Catholic University of Peru.

Lumni Research


Miguel Palacios Head of Research