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Management Team and Structure

Lumni Inc


Lumni Inc is a Deleware C-Corp which serves as a holding company for subsidiary corporations based in Mexico, Chile, Colombia and the US.
Felipe Vergara Felipe Vergara (Co-Founder and CEO) has a degree in Industrial Engineering from Universidad De Los Andes in Colombia and has launched four companies in the education and finance industries. He received his MBA in finance from Wharton before joining McKinsey & Company as a consultant in their New York office. Felipe was recognized by Ashoka as a Leading Social Entrepreneur and Global Fellow in 2006, elected as an Endeavor Entrepreneur in 2009, named one of America’s 25 Most Promising Social Entrepreneurs by Business Week in 2009, won the Poder - ABC 2010 Award for Social Entrepreneurship, the World Economic Forum Social Entrepreneuship Award for Latin America in 2011 and the UBS Global Social Venture Lab Competition in 2011 as well.
Estela Lavin (C.O.O.) Estela Lavin Estela co-founded the microfinance unit of Banigualdad, a Chilean bank that provides financial services to the base of the pyramid. Estela developed Banigualdad’s microfinance unit to a size of 21,000 clients, making it one of the main and most efficient microfinance institutions of Chile. In 2007 El Mercurio elected Estela as one of the 100 Women Leaders of Chile and in 2008 Revista Poder voted her one of the "20 young leaders of Chile". Estela has a BS in Industrial Engineering from Universidad Catolica de Chile and an MPA (Candidate) at Universidad del Desarrollo.
Juan Felipe Vásquez (CFO) Juan Felipe Vasquez Engineer from Universidad de los Andes and MSc in Finance from the London School of Economics. He has 13 years of experience in the financial sector in companies such as Grupo SURA and Grupo Aval. Juan Felipe was also Vice President of the Risk department at Fiduciaria of Banco de Bogotá.
Miguel Palacios Miguel Palacios (Co-Founder and Head of R&D) is Assistant Professor of Finance at the Owen Graduate School of Management, Vanderbilt University. He received his PHD from the Haas School of Business at the University of California at Berkeley and was a Batten Fellow at the University of Virginia’s Darden School of Business. Miguel has authored numerous works on the subject of financing human capital including “Investing in Human Capital” (Cambridge University Press, 2004) and has consulted for the World Bank on the topic.
Mario Cerón (IT Director) Mario Cerón holds a BS in Electrical Engineering (1996) from Los Andes University. Prior to Lumni, Mario has 15 years of experience on web development, IT management and consulting at Rabinovici & Associates, Zemoga Inc, Banco de Credito and Porvenir. Mario’s IT interests include Consulting, Project Management, state of art of IT technologies and frameworks (Open source, .NET, Oracle) and Computer Based Training. He worked in Lumni IT as Senior PHP developer of Lumni application software (Beta), prior to his work as IT Director. He supervises Lummi’s IT development / supports team in the four countries.
Tatiana Bórquez (Director of marketing and communications) Tatiana Borquez BA in Journalism and Communication from Universidad del Desarrollo, Chile. Tatiana specializes in strategic communication and corporate branding and positioning. Tatiana has worked for consulting firms as Hill & Knowlton Captiva, Grupo Etcheberry and Corpo Comunicaciones.

Lumni US


Catherine Milsom (Operations Coordinator)

Lumni Mexico


Kirsha Carretero, (General Manager) On November 23, 2011, Kirsha Carretero was appointed General Manager of Lumni Mexico. Kirsha has served as Director of Client Experience at Scotiabank, as well as Head of Institutional Programs at IXE, where she created and implemented the Corporate Social Responsibility strategy for the bank. Kirsha be also held the position of Quality Leader and Collections Supervisor at Credito Real. Kirsha has an MA in Communications from Centro de Estudios en Ciencia de la Comunicación and an MA in Corporate Social Responsibility from Universidad de Barcelona.
Anette Urbina, (Operations Coordinator) Claret was Organizational Culture Coordinator at FEMSA- Cervecería Cuauhtemoc Moctezuma. She has a BA in International Relations from ITESM, where she graduated with Honors. Claret is a MA Candidate at Teacher´s College, Columbia University.

Lumni Colombia

Ana María Ramírez (General Manager) BA in Psychology from Universidad Javeriana and MBA from Universidad de los Andes. Previously Operations Director and Fund Manager at Lumni Colombia.

Lumni Chile


Liliana Manns (General Manager)
Consuelo Cid (Operations Coordinator)

Lumni Peru


Juan Pablo Bustamante (General Manager) Juan Pablo has an MA in Business Administration and Marketing from UPC. He has an MBA from IAE Business School, where he received a Magna Cum Laude distinction. He is a member of red de líderes RED40+ de EnseñaPerú (Teach for Peru, part of Teach for All)
María del Rosario Rojas (Operations Coordinator)

Lumni Research


Miguel Palacios Head of Research